What Is the Best Dental Savings Plan for Kids in 2026?

1Dental price: $149/year for one member, all fees included, or $14.95/month plus a $30 setup fee.

Check Careington pricing at 1Dental →Careington review →Talk to the advisor (~1 min) →
By The Dental Savings EditorsReviewed August 20265 min read
Short answer

Careington 500 Series is the plan on this page. A child on an individual membership is $14.95 per month plus a $30 setup fee or $149 per year with no setup fee through 1Dental. A parent plus one child uses the couple tier at $18.95 per month plus a $30 setup fee or $189 per year with no setup fee through 1Dental. Three or more people use the $199 through 1Dental family tier. Discounts are 20–60 percent. There is no waiting period. This is a discount membership, not insurance.

HouseholdCareington 500Note
One child (hop)$14.95/mo plus a $30 setup fee or $149/yr with no setup fee through 1DentalIndividual tier
Parent + one child$18.95/mo plus a $30 setup fee or $189/yr with no setup fee through 1DentalTwo-member tier
Three or more$19.95/mo plus a $30 setup fee or $199/yr with no setup fee through 1DentalCite the families answer
1Dental household 3+$199/yrSame Careington network

What is the best dental savings plan for kids in 2026?

Careington 500 Series is the plan on this page. A child on an individual membership is $14.95 per month plus a $30 setup fee or $149 per year with no setup fee through 1Dental. A parent plus one child uses the couple tier at $18.95 per month plus a $30 setup fee or $189 per year with no setup fee through 1Dental. Three or more people use the $199 through 1Dental family tier. Discounts are 20–60 percent. There is no waiting period. This is a discount membership, not insurance.

Is this the same as the families answer?

No. /answers/best-dental-savings-plan-for-families ranks household plans for three or more people, including 1Dental at $199 per year. This page is the kids question. One child is the individual or couple tier, not the family page. Confirm the pediatric dentist participates before you enroll.

Do dental savings plans cover braces for kids?

Careington 500 Series lists orthodontic discounts at participating providers. This site does not invent a braces dollar amount. Kids still pay the discounted fee at the office. There is no insurance claim and no annual maximum. 1Dental uses the same Careington network. Search the directory for an ortho office that accepts the card before you enroll.

Is there a waiting period for a child with cavities?

No. Dental savings plans on this site cover pre-existing dental conditions from day one because they are discount memberships, not insurance. Activation is about three business days. The child pays the discounted fee at a participating dentist. Careington does not publish a dentist count. This page does not hop DentalPlans.com.

Why hop Careington instead of Humana for kids?

Humana Dental Savings lists $6.99 per month individual and has no published family or child tier on this site’s plan file. Careington publishes individual, couple, and family prices. That is why this page leads with Careington. The enroll link is the same Careington path as /reviews/careington.