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Compare Dental Savings Plans

Verified 2026 pricing. Scan who each plan fits, then get a 1-minute match — or enroll in a named plan.

Top pick

Careington for most people — $12.95/mo individual, couple & family tiers.

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Short answer

Careington is the pick for most people — $12.95/mo individual, with couple and family tiers. Cheapest per person: Humana $6.99/mo. Largest published network: Aetna 262,000+ locations. All plans we review have no waiting periods.

Who should pick what

Side-by-side comparison

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PlanInd/moFam/moBest forNetworkRating

#1Careington#1

20-60% off

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$12.95$18.95Anyone wanting the widest provider accessOne of the largest U.S. dental networks
★★★★4.4

#2Humana Dental Savings Plan

20-40% off

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$6.99Seniors135,000+ network dentists
★★★★4.0

#31Dental

20-60% off

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$14.58$19.08Households that want one membership for everyoneCareington network — one of the largest in the U.S.
★★★★4.3

#4Aetna Dental Savings

15-50% off

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$7.99$10.99Existing Aetna customers262,000+ provider locations
★★★★4.2

#5Cigna Dental Savings Plan

15-40% off

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$8$11Those familiar with Cigna from employer benefits~110,000 in-network dentists
★★★★4.1

#6DentalPlans.com

10-60% off

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$7$13Comparison shoppers70%+ of all US dentists
★★★★4.6

#7Aspen Dental Savings Plan

10-100% (varies by procedure) off

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$4.08People who already use (and like) their local Aspen Dental officeAspen Dental practices only (1,000+ offices, but not a national discount network)
★★★☆☆3.6

Want the full rankings with verdicts? See best dental savings plans 2026 or Careington's full review.

Frequently Asked Questions

Which dental savings plan is the cheapest?

Humana Dental Savings Plus is the cheapest at $6.99/month per person, followed by Aetna at $7.99/month ($75/year) and Cigna at $8/month ($96/year). Careington costs more at $12.95/month ($129/year) — what it adds is one of the largest U.S. dental networks and clear couple ($16.95/month) and family ($18.95/month) tiers, which Humana does not offer at all since it prices per applicant.

Which dental savings plan has the biggest network?

Aetna Dental Savings publishes the largest figure, 262,000+ dentist locations, followed by Humana at 135,000+ and Cigna at ~110,000. Careington publishes no dentist count, so it can’t be placed in that order — and locations and dentists are different units, so treat any cross-plan size ranking with care.

Can I compare dental savings plans before signing up?

Yes. Use each plan's online provider directory to check if your dentist participates before enrolling. You can also compare pricing, network size, and savings rates in our side-by-side comparison table above.

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