Dental Savings Plan Reviews 2026
We reviewed every major dental savings plan — verified pricing, actual network sizes, and honest pros and cons. No plan paid to be here.
How we rank: Network size · Verified savings rates · Plan pricing · User review data (Feb 2026). No sponsored placements.
★ Our Top Pick
Careington
★★★★☆ 4.4Our ratingThe most widely-used dental discount network
Starting at
$9.95/mo
Typical savings
20-60%
Network
200,000+ network dentists
Waiting period
✓ None
Best for: Anyone wanting the widest provider accessBest for: Uninsured individualsBest for: Families
Top pros
- ✓Largest dental discount network in the US
- ✓No waiting periods — activate in 3 days
- ✓No annual maximum on savings
Aetna Dental Savings
★★★★☆ 4.2Our ratingMajor insurer's dental discount network with one of the largest provider lists
Starting at
$8/mo
Typical savings
15-50%
Network
217,000+ dentist locations
Waiting period
✓ None
Best for: Existing Aetna customersBest for: Those wanting a trusted large-brand planBest for: Urban areas with large networks
Top pros
- ✓One of the largest networks (217K+ dentist locations)
- ✓Trusted major insurer brand
- ✓No waiting periods
DentalPlans.com
★★★★☆ 4.6Our ratingThe largest dental savings plan marketplace
Starting at
$7/mo
Typical savings
10-60%
Network
70%+ of all US dentists
Waiting period
✓ None
Best for: Comparison shoppersBest for: Those who want the most plan optionsBest for: Price-sensitive buyers
Top pros
- ✓30+ plans to choose from — broadest selection
- ✓Plans start at just $7/month
- ✓Covers virtually all dental procedures
Cigna Dental Savings Plan
★★★★☆ 4.1Our ratingCigna's discount dental plan with strong PPO network
Starting at
$10/mo
Typical savings
20-50%
Network
~110,000 in-network dentists
Waiting period
✓ None
Best for: Those familiar with Cigna from employer benefitsBest for: Northeast and Southeast coverage
Top pros
- ✓Strong national PPO network
- ✓Transparent pricing — fee schedules available online
- ✓Covers orthodontics and implants
Humana Dental Savings Plan
★★★★☆ 4.0Our ratingMedicare-friendly dental savings with competitive pricing
Starting at
$9/mo
Typical savings
15-50%
Network
~140,000 network dentists
Waiting period
✓ None
Best for: SeniorsBest for: Medicare supplement seekersBest for: Those needing dentures/restorative work
Top pros
- ✓Large national network (~140,000 dentists)
- ✓Very senior-friendly — strong Medicare supplement option
- ✓Competitive pricing for seniors on fixed income
1Dental
★★★★☆ 4.3Our ratingThe Careington network, sold direct — with an Aetna add-on for specialists
Starting at
$16.95/mo
Typical savings
20-60%
Network
Careington network — 100,000+ participating dentists
Waiting period
✓ None
Best for: Households that want one membership for everyoneBest for: People who want Careington's network with a simple sign-upBest for: Anyone needing both general and specialist discounts (via the bundle)
Top pros
- ✓Runs on the Careington network — one of the largest in the country
- ✓No waiting periods, no annual maximum
- ✓Single household membership covers the whole family at the same price
Aspen Dental Savings Plan
★★★☆☆ 3.6Our ratingAn in-office membership — but only at Aspen Dental locations
Starting at
$4.08/mo
Typical savings
10-100% (varies by procedure)
Network
Aspen Dental practices only (1,000+ offices, but not a national discount network)
Waiting period
✓ None
Best for: People who already use (and like) their local Aspen Dental officeBest for: Self-pay patients near an Aspen location who want exams and cleanings discounted
Top pros
- ✓Cheap annual fee ($49/year), with $29 per extra family member
- ✓Free exams and X-rays, plus meaningful discounts on cleanings and major work
- ✓No waiting periods or annual maximums
Affiliate disclosure: Dental Savings Guide earns a commission when you enroll through our links — at no additional cost to you. This does not affect our editorial rankings or reviews. We regularly verify pricing and update reviews quarterly.
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