Dental Savings Plan Reviews 2026
We reviewed every major dental savings plan — verified pricing, actual network sizes, and honest pros and cons. No plan paid to be here.
How we rank: Network size · Verified savings rates · Plan pricing · User review data (Feb 2026). No sponsored placements.
★ Our Top Pick
Careington
★★★★☆ 4.4(2,100 reviews)The most widely-used dental discount network
Starting at
$8.95/mo
Typical savings
20-60%
Network
100,000+ dentist locations
Waiting period
✓ None
Best for: Anyone wanting the widest provider accessBest for: Uninsured individualsBest for: Families
Top pros
- ✓Largest dental discount network in the US
- ✓No waiting periods — activate in 3 days
- ✓No annual maximum on savings
DentalPlans.com
★★★★☆ 4.6(45,000 reviews)The largest dental savings plan marketplace
Starting at
$7/mo
Typical savings
10-60%
Network
70%+ of all US dentists
Waiting period
✓ None
Best for: Comparison shoppersBest for: Those who want the most plan optionsBest for: Price-sensitive buyers
Top pros
- ✓30+ plans to choose from — broadest selection
- ✓Plans start at just $7/month
- ✓Covers virtually all dental procedures
Aetna Dental Access
★★★★☆ 4.2(3,800 reviews)Major insurer's dental savings plan with large national network
Starting at
$8/mo
Typical savings
15-50%
Network
217,000+ dentist locations
Waiting period
✓ None
Best for: Existing Aetna customersBest for: Those wanting a trusted large-brand planBest for: Urban areas with large networks
Top pros
- ✓One of the largest networks (217K+ dentist locations)
- ✓Trusted major insurer brand
- ✓No waiting periods
Cigna Dental Savings Plan
★★★★☆ 4.1(2,900 reviews)Cigna's discount dental plan with strong PPO network
Starting at
$10/mo
Typical savings
20-50%
Network
155,000+ in-network locations
Waiting period
✓ None
Best for: Those familiar with Cigna from employer benefitsBest for: Northeast and Southeast coverage
Top pros
- ✓Strong national PPO network
- ✓Transparent pricing — fee schedules available online
- ✓Covers orthodontics and implants
Humana Dental Savings Plan
★★★★☆ 4.0(2,200 reviews)Medicare-friendly dental savings with competitive pricing
Starting at
$9/mo
Typical savings
15-50%
Network
350,000+ network dentists
Waiting period
✓ None
Best for: SeniorsBest for: Medicare supplement seekersBest for: Those needing dentures/restorative work
Top pros
- ✓One of the largest networks in the country (350K+)
- ✓Very senior-friendly — strong Medicare supplement option
- ✓Competitive pricing for seniors on fixed income
Affiliate disclosure: Dental Savings Guide earns a commission when you enroll through our links — at no additional cost to you. This does not affect our editorial rankings or reviews. We regularly verify pricing and update reviews quarterly.