Is 1Dental's Care 500 Plan Worth It?

By The Dental Savings EditorsReviewed August 20266 min readWe earn commission when you enroll. We don't get paid to rank plans.
Short answer

Yes, for households that want one simple annual membership on a huge network. Care 500 costs $175/year for one member ($14.58/mo equivalent), $211 for two, and $229 for three or more, with no setup fee and immediate use. It runs the Careington Care 500 network at 20-60% advertised savings. It is a discount plan, not insurance.

Generic math for the category lives on are dental savings plans worth it. This page is 1Dental-specific. Full pricing, pros, and cons: 1Dental review 2026 and the 1Dental plan review. Head-to-head with the same network sold direct: Careington vs 1Dental.

What you actually pay

Household sizeAnnual priceMonthly equivalent
1 member$175/yr$14.58/mo
2 members$211/yr$17.58/mo
3 or more members$229/yr$19.08/mo
Setup fee$0, all fees included

Network: the Careington Care 500 network, one of the largest in the U.S. Advertised savings: 20-60%. Waiting period: none, and unlike most plans it is usable immediately rather than after a few business days. Annual maximum: none. Figures from our 1Dental plan data, verified July 2026.

Typical discounted prices (not an ROI claim)

We are not inventing a payback multiple. These are the typical discounted ranges from our accuracy-audited cost index, inside the plan's 20-60% advertised band. Compare them to the $175/year membership yourself.

ProcedureAverage retailTypical discounted price
Routine cleaning$75-$200$50-$100
Composite filling$100-$400$80-$160
Porcelain crown$800-$2,500$520-$1,040
Root canal, molar$900-$1,500$500-$1,000
Braces (child, per course)$3,000-$7,00020-60% off
Single dental implant$3,000-$6,000$1,800-$3,600

Discounts vary by provider and procedure. Your dentist's quote with the membership is the real number.

When 1Dental Care 500 is worth it

When it is not worth it

Care 500 vs the Preferred Plan

The base Care 500 covers general dentistry. The Preferred Plan ($247/yr, about $20.58/mo) adds the Aetna Dental Access network specifically for specialist work: root canals, implants, oral surgery, and braces. If a specialist visit is already on your calendar, run both through the dental savings calculator and see which nets more.

Frequently Asked Questions

Is 1Dental Care 500 worth it?

For a participating-dentist household visiting twice a year, yes: $175/year with no setup fee against 20-60% advertised discounts pays for itself by the second visit for most procedures. Households of three or more get the best per-person deal at $229/year.

Is 1Dental the same as Careington?

Same network, different seller. 1Dental resells the Careington Care 500 plan. Singles pay slightly more than Careington direct; larger households should compare tiers. The trade-off is convenience: no setup fee, immediate activation, and one checkout.

Is this dental insurance?

No. It is a discount membership on the Careington network: no claims, no waiting periods, no caps. You pay the discounted fee directly at the visit.