Yes, for most people who will visit a dentist at least twice this year. The Careington 500 Series costs $129/year individual ($12.95/month) plus a one-time $20 enrollment fee, advertises 20-60% savings on One of the largest U.S. dental networks, and covers cosmetic work, braces, and implants that insurance usually excludes. It is a discount network, not insurance.
Generic math for the category lives on are dental savings plans worth it. This page is Careington-specific. Full pricing, pros, and cons: Careington review 2026 and the Careington plan review. Head-to-head with its own reseller: Careington vs 1Dental.
| Item | Monthly | Annual |
|---|---|---|
| Individual | $12.95/mo | $129/yr |
| Couple | $16.95/mo | $169/yr |
| Family | $18.95/mo | $189/yr |
| Enrollment fee | $20 one-time on new memberships | |
Network: One of the largest U.S. dental networks. Advertised savings: 20-60%. Activation: about 3 business days. Waiting period: none. Annual maximum: none. Figures from our Careington plan data, verified carrier-direct July 2026.
We are not inventing a payback multiple. These are the typical discounted ranges from our accuracy-audited cost index, inside Careington's 20-60% advertised band. Compare them to the $129/year membership yourself.
| Procedure | Average retail | Typical discounted price |
|---|---|---|
| Routine cleaning | $75-$200 | $50-$100 |
| Composite filling | $100-$400 | $80-$160 |
| Porcelain crown | $800-$2,500 | $520-$1,040 |
| Root canal, molar | $900-$1,500 | $500-$1,000 |
| Simple extraction | $130-$500 | $100-$200 |
| Single dental implant | $3,000-$6,000 | $1,800-$3,600 |
Careington does not publish one nationwide fee schedule in its marketing materials. Your dentist's quote with the membership is the real number.
This is the honest wrinkle: 1Dental's Care 500 is the same Careington network. For a single person, Careington direct costs less over the year ($129 + $20 fee vs $175 with no fee); for households of three or more, compare the tiers before you buy. The full breakdown is on Careington vs 1Dental and what is the Careington 500 Series.
If your dentist participates and you will visit twice this year, yes: $129/year plus a $20 fee against 20-60% advertised discounts clears the fee by the second visit for most people. If they do not participate, it is not worth it.
Yes, both are listed as covered discount categories, along with cosmetic dentistry. Actual discounts vary by provider and procedure.
No. It is a discount network: no claims, no waiting periods, no annual maximum, no deductibles. You pay the discounted fee directly at the visit.