Is the Careington 500 Series Worth It?

By The Dental Savings EditorsReviewed August 20266 min readWe earn commission when you enroll. We don't get paid to rank plans.
Short answer

Yes, for most people who will visit a dentist at least twice this year. The Careington 500 Series costs $129/year individual ($12.95/month) plus a one-time $20 enrollment fee, advertises 20-60% savings on One of the largest U.S. dental networks, and covers cosmetic work, braces, and implants that insurance usually excludes. It is a discount network, not insurance.

Generic math for the category lives on are dental savings plans worth it. This page is Careington-specific. Full pricing, pros, and cons: Careington review 2026 and the Careington plan review. Head-to-head with its own reseller: Careington vs 1Dental.

What you actually pay

ItemMonthlyAnnual
Individual$12.95/mo$129/yr
Couple$16.95/mo$169/yr
Family$18.95/mo$189/yr
Enrollment fee$20 one-time on new memberships

Network: One of the largest U.S. dental networks. Advertised savings: 20-60%. Activation: about 3 business days. Waiting period: none. Annual maximum: none. Figures from our Careington plan data, verified carrier-direct July 2026.

Typical discounted prices (not an ROI claim)

We are not inventing a payback multiple. These are the typical discounted ranges from our accuracy-audited cost index, inside Careington's 20-60% advertised band. Compare them to the $129/year membership yourself.

ProcedureAverage retailTypical discounted price
Routine cleaning$75-$200$50-$100
Composite filling$100-$400$80-$160
Porcelain crown$800-$2,500$520-$1,040
Root canal, molar$900-$1,500$500-$1,000
Simple extraction$130-$500$100-$200
Single dental implant$3,000-$6,000$1,800-$3,600

Careington does not publish one nationwide fee schedule in its marketing materials. Your dentist's quote with the membership is the real number.

When Careington is worth it

When it is not worth it

Careington vs buying the same network from 1Dental

This is the honest wrinkle: 1Dental's Care 500 is the same Careington network. For a single person, Careington direct costs less over the year ($129 + $20 fee vs $175 with no fee); for households of three or more, compare the tiers before you buy. The full breakdown is on Careington vs 1Dental and what is the Careington 500 Series.

Frequently Asked Questions

Is the Careington 500 Series worth it?

If your dentist participates and you will visit twice this year, yes: $129/year plus a $20 fee against 20-60% advertised discounts clears the fee by the second visit for most people. If they do not participate, it is not worth it.

Does Careington cover implants and braces?

Yes, both are listed as covered discount categories, along with cosmetic dentistry. Actual discounts vary by provider and procedure.

Is this dental insurance?

No. It is a discount network: no claims, no waiting periods, no annual maximum, no deductibles. You pay the discounted fee directly at the visit.