How Much Does a Root Canal Cost With a Savings Plan?

By The Dental Savings EditorsReviewed August 20265 min read
Short answer

A molar root canal typically costs $900-$1,500 before a crown. At a 20% discount, the root canal would cost $720-$1,200. At a 30% discount, it would cost $630-$1,050. Those are percentage examples, not quotes. Ask the participating provider for the plan fee on the exact procedure code.

Root canal savings example

Typical molar root canal

$900-$1,500

At a 20% discount

$720-$1,200

Before membership cost

Source: /best-dental-savings-plans procedure table. For uninsured cash-price details, read the root canal cost without insurance guide.

Published plan ranges are not fee quotes

The comparison hub applies each plan's broad savings percentage to national retail ranges. Your dentist's contracted fee may be higher or lower than percentage math suggests. Ask the office for the exact plan price on D3310, D3320, or D3330.

PlanSavings %Root canal ($900-1,500)
Careington20-60%save $180-$900
Humana15-50%save $135-$750
Aetna15-50%save $135-$750
Cigna*20-50%save $180-$750
1Dental20-60%save $180-$900

Savings percentages come from the site's plan data. They show a possible range, not the price a specific provider must charge.

What the plan itself costs

Careington 500 through 1Dental: $149/189/199 a year (one / two / 3+ members) with no setup fee on annual billing. That is 1Dental's published pricing, not a new partner. 1Dental runs on the same Careington network on the best-plans table.

When a savings plan can beat insurance

  • No annual maximum. Individual dental insurance may cap what the policy pays each year. Check your remaining benefit before comparing.
  • No procedure waiting period after activation. Activation timing varies by plan. Confirm the effective date before scheduling treatment.

The honest caveats

  • The discount only applies at participating dentists and endodontists.
  • The 15%-60% bands are ranges, not a guarantee of the high end in your ZIP code.
  • You pay the discounted fee directly. There is no claim and no insurer share.
  • A crown, buildup, imaging, or emergency exam may be billed separately.

Frequently Asked Questions

How much does a root canal cost with a dental savings plan?

A molar root canal typically costs $900-$1,500 before a crown. At a 20% discount, that would be $720-$1,200. At a 30% discount, it would be $630-$1,050. Your exact price comes from the participating provider fee schedule.

What is the cash price of a root canal on this site?

The Dental Savings Guide cost index lists $700-$1,100 for a front-tooth root canal and $900-$1,500 for a molar. A crown, if recommended, is a separate charge.

Do dental savings plans cover root canals?

The reviewed plans discount eligible root canal fees at participating dentists. There is no insurance claim and no annual maximum on the discount. Activation varies by product, so confirm the effective date and provider participation before enrolling.

Does the savings plan pay the dentist?

No. You pay the negotiated fee directly to the provider under the office payment terms.

See root-canal savings across plans

Talk to the advisor, or run the calculator on the procedures you actually need. No email required to see advisor results.