Wisdom Teeth Removal Cost With a Dental Savings Plan (2026)

Wisdom teeth removal is one of the most common surgical dental procedures — and one of the more expensive ones. The total cost depends heavily on how impacted the teeth are and whether an oral surgeon is involved.

Wisdom Teeth Removal Cost: All Scenarios

| Type | Per Tooth | All Four | With 25% Plan (4 teeth) | |---|---|---|---| | Fully erupted (simple extraction) | $200–$350 | $800–$1,400 | $600–$1,050 | | Soft tissue impaction | $250–$450 | $1,000–$1,800 | $750–$1,350 | | Partial bony impaction | $300–$550 | $1,200–$2,200 | $900–$1,650 | | Full bony impaction | $350–$750 | $1,400–$3,000 | $1,050–$2,250 | | IV sedation (if used) | $250–$600 | — | $188–$450 | | Typical all-four removal with sedation | — | $1,800–$4,000 | $1,350–$3,000 |

What Changes the Cost

General dentist vs. oral surgeon: General dentists can remove simple or soft-tissue-impacted wisdom teeth. Fully bony-impacted teeth usually require an oral surgeon, who charges 30–50% more. Both are discounted by dental savings plans if the provider is in-network.

IV sedation: Most patients opt for general anesthesia or IV sedation for all four teeth at once. Sedation is billed separately from the extraction fees and adds $250–$600 per patient.

Number of teeth: Some people only have two wisdom teeth; others develop all four. The per-tooth price applies to however many you're having removed.

Does Dental Insurance Cover Wisdom Teeth?

Most dental insurance covers wisdom teeth removal at 50–80% — but only up to the annual maximum ($1,000–$2,000). For a procedure costing $1,800–$3,000, insurance often only covers a fraction before hitting the cap.

Example: $2,200 bill, $1,500 annual max (already used $300 for cleanings), 80% coverage for oral surgery:

• Remaining max: $1,200
• Insurance pays 80%: $960
• Your out-of-pocket: $1,240

Same bill with dental savings plan (25% off): $1,650. The savings plan is better if you're near your insurance annual maximum.

Is the Savings Plan Worth It for Wisdom Teeth?

Yes — the savings are significant enough that the plan pays for itself many times over on just this procedure.

At $99/year for the plan and $400–$750 in savings on wisdom tooth removal: that's 4–7 years of plan membership recouped in one procedure.

Oral Surgeon Network: Check Before You Enroll

Oral surgeons participate in fewer dental networks than general dentists. Before choosing a plan:

1. Get a referral from your dentist (name + address of oral surgeon)
2. Look up the oral surgeon in the plan's provider directory
3. If they're not in-network, check other plans or ask them to join

DentalPlans.com is particularly useful here — you can search by the oral surgeon's name and find which plans they accept. Read our full DentalPlans.com review for details on how their marketplace works.

Procedure Codes for Wisdom Teeth

Your dentist or oral surgeon will use these codes — look them up in plan fee schedules:

• D7140 — Extraction, erupted tooth (simple)
• D7210 — Surgical extraction of erupted tooth
• D7220 — Soft tissue impaction
• D7230 — Partially bony impaction
• D7240 — Completely bony impaction
• D9930 — Treatment of complications

Not sure which plan is right? Take our 2-minute quiz for a personalized recommendation.