Pick the dental work you expect this year and see what it would cost at full price versus on a dental savings plan — plus whether the plan's ~$99 annual fee is actually worth it for you. Everything below runs on the national-average costs from our accuracy-audited cost index. These are honest estimates, not quotes.
The honest caveat: if the only thing you ever need is one cleaning a year, a plan only roughly breaks even. The case gets strong the second a filling, crown, root canal, or extraction enters the picture — exactly the work that hurts most at full price. These are illustrative estimates based on national averages and a stated discount percentage, not a quote; your real price depends on your dentist, your ZIP code, and the plan you pick.
Pick the procedures you expect to need this year. The calculator sums their US national-average costs for the full-price total, then applies a typical 20–60% dental-savings-plan discount to estimate the discounted price (60% off for the low end, 20% off for the high end). It shows your estimated savings as a range and subtracts a ~$99 annual plan fee to show your net savings. The figures come from our accuracy-audited cost index — they are illustrative estimates based on national averages, not a quote.
No. They are estimates based on US national-average dental costs and a typical 20–60% discount band. Your actual price depends on your specific dentist, your ZIP code, and the exact plan you choose. Use this to gauge whether a plan is worth it for your situation, then check exact prices for your procedure and dentist before enrolling.
A plan pays off the moment your savings exceed the annual fee (around $99). If all you ever need is one routine cleaning a year, a plan roughly breaks even. But add a single filling, crown, root canal, or extraction and the savings almost always clear the fee — usually on the very first visit beyond a cleaning.
A 20–60% discount off the dentist’s usual fee — the same verified band a major plan such as Careington runs, and the same band used across our cost index so the two pages stay consistent. We show the result as a range rather than a single number because real discounts vary by procedure, plan, and provider.