The Cigna Dental Savings Plan fee schedule — the same program searched as Cigna+ Savings or Cigna Plus Savings — is a discount membership price list, not a Cigna PPO insurance fee schedule. Membership is $96/year individual or $132/year family (annual billing only). Typical member prices from our published Cigna review: cleaning $55–$80, composite filling $90–$155, porcelain crown $580–$920. Look up your ZIP and CDT code on Cigna+ Savings for the exact chair price.
This page is the fee-schedule answer. For the full plan verdict, read the Cigna Dental Savings review or the Cigna plan review. To pick between carriers, see Cigna vs Aetna dental savings.
Not a Cigna PPO insurance fee schedule
Cigna Dental Savings, Cigna+ Savings, and Cigna Plus Savings are names for the same discount / savings membership. You pay a membership fee and the dentist charges the negotiated member price. There are no claims, no deductible, no waiting period, and no annual maximum. A Cigna dental insurance PPO uses a different contract, different billing, and a capped annual benefit. Do not use this table as an insurance allowed-amount schedule.
Carrier-direct Cigna Dental Savings pricing, verified July 2026: individual $96/year ($8/mo equivalent) and family $132/year ($11/mo equivalent). Annual billing only. No couple tier. Network: ~110,000 in-network dentists. Advertised discount band: 15-40%. Activation is about 3 business days; waiting period: None; annual maximum: None.
| Coverage | Annual (billed) | Monthly equivalent |
|---|---|---|
| Individual | $96/yr | $8/mo |
| Family | $132/yr | $11/mo |
These are typical Cigna Dental Savings / Cigna+ Savings member prices already published in our 2026 Cigna review. They are not a ZIP-level contract printout. Your dentist's Cigna+ Savings schedule can land higher or lower for the same CDT code.
| Procedure | Average retail | Typical Cigna member price | Savings vs retail |
|---|---|---|---|
| Routine cleaning (D1110) | $115–$175 | $55–$80 | 45–55% |
| Bitewing X-rays (D0274) | $80–$130 | $32–$52 | 45–55% |
| Periodic exam (D0120) | $60–$90 | $28–$42 | 45–50% |
| Composite filling (D2391) | $200–$350 | $90–$155 | 50–60% |
| Porcelain crown (D2740) | $1,200–$1,800 | $580–$920 | 45–55% |
| Root canal, molar (D3330) | $1,000–$1,500 | $480–$720 | 45–52% |
| Single dental implant | $3,000–$6,000 | $1,800–$3,600 | ~40% |
Chair prices match the table on our Cigna review. Membership figures come from the Cigna plan JSON (individual $96/yr, family $132/yr). Actual Cigna+ Savings fees are ZIP- and dentist-specific.
Per Cigna plan data: cleanings, X-rays, fillings, crowns, root canals, extractions, dentures, braces, implants, and emergency visits are discounted. Cosmetic procedures are not. Pre-existing conditions are not restricted. That is the savings-plan coverage list — not an insurance evidence of coverage.
No. This is the Cigna Dental Savings / Cigna+ Savings / Cigna Plus Savings discount membership schedule. Insurance uses a different PPO contract with claims and an annual maximum.
Membership is from our Cigna plan JSON. Procedure prices are the typical member prices already published in the Cigna Dental Savings review. Your live Cigna+ Savings lookup by ZIP and CDT code is the source of truth at the chair.
No. Cigna Plus Savings (Cigna+ Savings) is the consumer name for the same dental discount membership. One fee schedule, two search names.