How Much Does a Dental Filling Cost With a Savings Plan?

By The Dental Savings EditorsReviewed August 20264 min readWe earn commission when you enroll. We don't get paid to rank plans.
Short answer

A composite filling typically costs $95–$145 on the Careington 500 Series dental savings plan. The CDT code is D2391. The same fee-schedule table lists retail at $200–$400. That is a published typical member price, not a quote for your ZIP.

  • Typical member price: $95–$145
  • CDT code: D2391 (composite filling)
  • Retail on the same table: $200–$400

One composite filling (D2391)

With Careington

$95–$145

typical member price

CDT code

D2391

composite filling

Retail on the same table

$200–$400

20–40% published savings

Source: Careington dental fee schedule 2026. This page restates that filling row. It does not replace the schedule.

The filling number, not the whole schedule

People searching this query want one chair price, not a tour of every procedure. On our live Careington fee-schedule page, the composite-filling row is already published: $95–$145 for members, $200–$400 retail, 20–40% savings, CDT D2391.

A dental savings plan does not pay the bill for you. It gets you the negotiated member fee at a participating dentist. For this procedure, that published typical fee is $95–$145. Ask the office to quote D2391 on the 500 Series before you enroll. Rates are ZIP- and dentist-specific.

What D2391 is

D2391 is the code the fee-schedule page lists when it says “filling.” Bring that code to the desk. If the office quotes a different code, get the Careington member fee for the code they will actually bill. This page does not invent prices for other filling codes.

Filling price on the published table

LineRetailTypical Careington member price
Composite filling (D2391)$200–$400$95–$145

Copied from the Careington 500 Series typical-price table on /answers/careington-dental-fee-schedule-2026. Published savings on that row: 20–40%. Not a ZIP-level contract printout.

What the plan itself costs

Careington 500 Series membership from plan data: $129/year individual, $169/year couple, or $189/year family, plus a $20 one-time processing fee. Activation is about 3 business days. Waiting period: none. Annual maximum: none. One filling at the published member band can cover a large share of that annual fee. A second filling or a cleaning in the same year keeps the same discount.

Why a savings plan fits a filling

  • No waiting period. The plan typically activates in about 3 business days. The D2391 discount applies the first time you sit in the chair.
  • No annual maximum. The member fee is what you pay. Insurance often draws restorative work from a yearly cap.
  • You pay at the chair. There is no claim to file. There is also no insurer share. Confirm the dentist participates in Careington 500 Series.

The honest caveats

  • $95–$145 is a typical published band, not a guarantee of $95 in every ZIP.
  • The discount only applies at participating dentists.
  • Need the full procedure list? Use the Careington fee schedule. This page is the filling answer only.

Frequently Asked Questions

How much does a dental filling cost with a dental savings plan?

On the Careington 500 Series fee schedule we already publish, a composite filling typically costs $95–$145 for members, versus $200–$400 retail. The CDT code for that row is D2391. Your exact chair price depends on the dentist and ZIP. Ask the office for the Careington rate on D2391 before you book.

What is CDT D2391?

D2391 is the CDT code the Careington fee-schedule page uses for a filling. In that table it sits next to the typical composite-filling member price of $95–$145. Look up D2391 at your dentist to get the live member fee, not a national quote.

Do dental savings plans cover fillings?

They discount the fee at participating dentists. There is no insurance claim and no annual maximum on the savings-plan side. Careington 500 Series lists fillings as covered. Activation is about 3 business days. Confirm the dentist is in-network before you enroll.

Is a dental savings plan or insurance better for a filling?

For one filling you need soon, a savings plan is usually simpler. Insurance often waits on restorative work and draws from an annual maximum. A savings plan has no waiting period and no cap. The published Careington member band for a composite filling is $95–$145. That is what you pay at the chair if your dentist honors the 500 Series rate.

Where do these filling prices come from?

They are copied from the live Careington dental fee schedule on this site: composite filling retail $200–$400, typical member price $95–$145, savings 20–40%, CDT D2391. This page does not invent a different filling number.