Updated February 2026 · 4 min read
Important: Check Before You Enroll
No — you must use a participating dentist. This is the #1 thing to verify before buying a plan. Check the dentist locator on any plan's website before purchasing. The discount only applies at in-network locations.
| Plan | Network Size | Check Your Dentist |
|---|---|---|
| Careington 500 Series | 130,000+ locations | careington.com/find-a-dentist |
| DentalPlans.com | 100,000+ (varies by plan) | dentalplans.com/find-dentists |
| Aetna Dental Savings | 80,000+ locations | aetna.com/dse/search |
| Humana Dental Savings | 90,000+ locations | humana.com/dental |
| Spirit Dental | 120,000+ locations | spiritdental.com/find-dentist |
| Cigna Dental Savings | 92,000+ locations | cigna.com/find-a-doctor |
Go to the plan's website and find their "Find a Dentist" or provider search tool
Enter your ZIP code and your dentist's name
Confirm they're listed as a participating provider
Call your dentist's office to double-check — plan databases aren't always current
If they're not in-network, try a different plan or ask them to join
You have three options:
1. Switch to a participating dentist
All major plans have searchable directories. In most metro areas, you'll find dozens of quality dentists in-network.
2. Ask your dentist to join the network
Call the plan's provider relations team. Many dentists will join when a patient specifically requests it — there's no cost to the dentist and minimal paperwork.
3. Use DentalPlans.com to find a plan your dentist accepts
DentalPlans.com lets you search by your specific dentist first, then shows only plans they accept — the opposite of the usual approach.
DentalPlans.com takes a dentist-first approach: enter your dentist's name and ZIP code, and it shows you every plan that includes them. This is the fastest way to find a plan you can actually use without switching dentists. Our DentalPlans.com review has more on how this works.
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