Which plans do discount cosmetic dentistry?

The Careington 500 Series (including the same network sold through 1Dental) lists cosmetic work among its categories, and Aetna Dental Access also covers it. Our cosmetic dentistry comparison ranks the options.

What does Cigna Dental Savings actually discount?

Core dental work at about 110,000 in-network dentists: exams, cleanings, X-rays, fillings, crowns, root canals, extractions, and dentures, with published fee schedules by ZIP code at $96/year individual.

Should I skip Cigna if I want veneers?

If cosmetic work is your main goal, yes: choose a plan whose schedule includes it. If you mainly need routine and restorative care at low annual cost, Cigna still fits despite the cosmetic exclusion.

Does Cigna Dental Savings Cover Cosmetic Dentistry?

Q: Does Cigna Dental Savings cover cosmetic dentistry?

No. Cosmetic work is not listed as a discount category in the Cigna Dental Savings program per our plan data verified carrier-direct July 2026. Cleanings, fillings, crowns, root canals, extractions, and dentures are discounted; veneers and whitening generally are not.

By The Dental Savings EditorsReviewed August 20263 min readWe earn commission when you enroll. We don't get paid to rank plans.

Short answer

No. Cosmetic procedures are not a discount category on the Cigna Dental Savings program, per our plan data verified carrier-direct July 2026. The plan discounts core work like cleanings, fillings, crowns, root canals, extractions, and dentures at about 110,000 in-network dentists, but veneers and whitening fall outside its schedule.

If your goal is cosmetic work specifically, the honest next step is a plan whose schedule includes it: compare networks here or read our cosmetic dentistry coverage breakdown.

What Cigna Dental Savings does discount

Exams, cleanings, and X-rays.
Fillings, crowns, and root canals.
Extractions and dentures.
All at about 110,000 in-network dentists, with fee schedules published by ZIP code so prices are known before you enroll.

Why plans differ on cosmetic

Discount categories are set by each network when it contracts with dentists, not by any industry rule. Careington chose to include cosmetic work; the Cigna Dental Savings schedule focuses on clinically necessary care. Neither choice is wrong, but matching the schedule to your expected treatment is the whole game. For scale on what cosmetic work costs, see the cost index entries for veneers.

Frequently Asked Questions

Does Cigna Dental Savings cover veneers?

No. Veneers are cosmetic and sit outside the program's discount categories per our carrier-verified plan data.

What about whitening?

Whitening is likewise a cosmetic category and is not part of this program's schedule. Some individual offices run their own whitening promotions independently.

Is Cigna still worth it without cosmetic?

Yes, for routine and restorative care: $96/year individual against published fee schedules is strong math even without cosmetic inclusion.