How Much Is a Filling Without Insurance?

By The Dental Savings EditorsReviewed August 20264 min readWe earn commission when you enroll. We don't get paid to rank plans.
Short answer

A composite (tooth-colored) filling averages $200 without insurance, in a typical range of $100-$400 depending on surfaces and location, per our audited 2026 cost index. With the typical discounted member prices we track, the same filling runs about $80-$160.

ItemTypical retailNational averageTypical with plan
Composite filling, 1 surface$100-$400$200$80-$160

What moves the price

Retail figures come from our accuracy-audited 2026 cost index (sources cited there). The Careington published member price for a composite filling is $95-$145 per our fee schedule breakdown.

When a cavity becomes urgent

A small filling costs a few hundred dollars. Left alone, decay reaches the nerve and becomes a root canal plus crown, roughly $1,400-$2,500 combined at national averages. Filling early is the cheapest dentistry you will ever buy.

Frequently Asked Questions

How much is a filling without insurance?

About $200 average for a composite filling, in a $100-$400 range, per our audited 2026 cost index.

How much is a filling with a savings plan?

Typically $80-$160. The Careington published member price for a composite filling is $95-$145.

Why do filling prices vary so much?

Surfaces treated, tooth position, material, and local overhead all move the number.