Is Aspen Dental Insurance?

Aspen Dental is a chain of dental offices, and the savings plan is their in-house membership. Like all discount plans it never pays claims: you pay reduced prices directly at participating Aspen offices.

How it differs from insurance

• No premiums beyond the flat annual membership fee.
• No deductibles, no claim forms, no benefit caps.
• The catch: acceptance is limited to Aspen practices, versus insurance networks that span many providers.

Who each option fits

• Aspen plan: current Aspen patients near a participating office.
• Nationwide discount plan: anyone wanting dentist choice and portability.
• Insurance: people whose employer subsidizes it or who want claim-based sharing of very large bills.

Full trade-offs: Aspen vs a dental savings plan.

Frequently Asked Questions