Aspen Dental Savings Plan: What It Covers and How It Compares (2026)

By The Dental Savings EditorsReviewed September 9, 2026
Short answer

Aspen Dental's Savings Plan costs $49/year and works only at participating Aspen offices. A national plan like Careington costs more and works at a broader dentist network — compare local member prices before you enroll.

Aspen Dental price list (in-office)

Aspen does not publish one fixed nationwide cash price list. Fees vary by office. Its published Savings Plan schedule tells you the discount, not the final bill:

  • Membership: $49/year primary member, +$29/year each extra household member
  • Exams and X-rays: 100% off (limited to 2 per member per annual membership term)
  • Preventive cleanings: 30% off
  • Fillings: 15% off
  • Crowns, bridges, implants, gum treatment, and most dentures: 20% off
  • Specialist services: not covered

Before joining, ask your local participating Aspen office for two numbers for each planned procedure: its regular cash fee and the Savings Plan member fee. That is the only reliable price comparison for your treatment.

Aspen Dental has its own in-house savings plan at $49/year for the primary member. It works only at participating Aspen Dental offices. The published schedule includes free exams and X-rays (limited to 2 per member per annual membership term), 30% off preventive cleanings, 15% off fillings, and 20% off crowns, implants, and most dentures. Services that require a specialist are not covered. A national plan like Careington costs more but offers discounts through a broader network, including participating specialists. The right choice depends on which dentists participate and the actual member prices they quote for your planned care.

If you want discounts beyond Aspen offices, compare Careington's participating network with the dentists you want to use. It starts at $14.95/mo through 1Dental and has no waiting period.

Check Careington pricing at 1Dental →Or ask the advisor if you're unsure →

Aspen Dental’s Savings Plan is $49 a year for the primary member and $29 a year for each extra household member, usable only at Aspen offices. Exams and X-rays are 100% off, cleanings 30% off, and crowns 20% off. Careington through 1Dental is $149 a year, or $14.95 a month plus a $30 setup fee.

Aspen in-office membership next to Careington through 1Dental
PlanAnnual priceMonthly billingActivationPublished discount
Aspen Dental Savings Plan$49 primary, plus $29 each extra household memberAnnual billing onlyImmediate (0 days)100% off exams and X-rays; 30% off cleanings; 20% off crowns, dentures, implants, and gum treatment
Careington 500 via 1Dental$149 for one person$14.95 plus a $30 setup fee3 days20–60%; Sample 501 adult cleaning (D1110) member maximum $33

As of Oct 2026.

By The Dental Savings EditorsReviewed October 2026

Sources

Aspen Dental Savings Plan

An in-office membership — but only at Aspen Dental locations

★★★☆☆3.6

$49/year · annual billing · Aspen Dental practices only (1,000+ offices, but not a national discount network)

Full review →

Aspen offices only. If you already go there, $49/yr can win. Not the national enroll path.

Careington (national savings plan)

The most widely-used dental discount network

★★★★☆4.4

From $14.95/mo · One of the largest U.S. dental networks

Side-by-Side Comparison

FeatureAspen Dental Savings PlanCareington (national savings plan)
Annual cost (individual)✓$49/yr$149/yr
Extra household member✓+$29/yr eachFamily plan $199/yr through 1Dental (all members)
Where it worksAspen Dental offices only✓Nationwide — one of the largest U.S. networks
Keep your own dentistNo — must use Aspen✓Yes, if they're in-network
Exams & X-rays✓100% off (limited to 2 per member per annual membership term)20–60% off
Cleanings30% off20–60% off
Fillings15% off✓20–60% off
Gum disease treatment20% off✓20–60% off
Crowns / bridges / implants20% off20–60% off
Dentures20%+ off20–60% off
Clear aligners (in-office)10% off✓20–60% off
Orthodontics (specialist)Not covered — excluded✓Discounts at participating orthodontists
Waiting periodNoneNone
Annual maximumNoneNone
PortabilityParticipating Aspen offices only✓Participating dentists in the network
Best fitCurrent Aspen patients after checking local pricesPeople whose dentist or specialist participates

Aspen Dental Savings Plan Discounts

Aspen publishes the discounts below, but not one nationwide cash price for each procedure. Ask your local participating office for its regular fee and member fee before you enroll.

ServicePublished member discountExact member price
Exams and X-rays100% off (limited to 2 per member per annual membership term)Included for members
Preventive cleanings30% offAsk the office
Fillings15% offAsk the office
Crowns, bridges, implants, and gum treatment20% offAsk the office
Dentures, except Basic20% offAsk the office
Basic Dentures$300–$400Varies by office and product
Motto clear aligners10% offAsk the office
Services provided by a specialistNot coveredAsk whether a specialist is required

Aspen says plan details, retail fees, and member savings can vary by plan, provider, and office. Only services provided by an Aspen general dentist are covered; services that require a specialist are not. For broader market context, see our national dental cost index, then get local written estimates for a useful comparison.

Want those Careington-level discounts nationwide?

Careington starts at $14.95/mo through 1Dental and works at one of the largest U.S. dentist networks, not locked to Aspen offices, with no waiting periods. Enroll in Careington →

Check the Price Before You Join

The plan costs $49 per year for the primary member. Whether it pays for itself depends on your local office's fees and the work you expect this year.

• Plan cost: $49/yr

• Exams and X-rays: 100% off (limited to 2 per member per annual membership term)

• Preventive cleanings: 30% off

• Next step: get the regular and member prices from your local office

For a family of four, the annual membership fee is $136 ($49 + 3 × $29). Compare that fee with the member-price savings quoted by your office for all four people.

The case for Careington despite the higher cost: a nationwide choice of participating dentists (vs Aspen-only), up to 60% off major work (vs Aspen's 20%), and discounts at participating specialists, including orthodontists and endodontists. Aspen's plan does not discount services that require a specialist.

Note: plan details re-verified against Aspen's own savings-plan page on September 9, 2026 — $49/yr primary member, $29/yr per additional member, free exams and X-rays (limited to 2 per member per annual membership term), 30% off preventive cleanings, 15% off fillings, 20% off major work, 10% off Motto aligners. The plan auto-renews annually (cancel through the member dashboard or at (877) 808-2776) and is administered by Clerri LLC. Exact fees still vary by office, so confirm pricing with your local Aspen before treatment.

When Aspen's Plan May Fit

At $49/year, Aspen's plan has a low membership fee. Three situations where it may fit:

  • 1.You already go to Aspen and plan to stay. The plan includes free exams and X-rays (limited to 2 per member per annual membership term), plus 30% off cleanings and 20% off crowns and implants at the same office. Compare your office's quoted member savings with the $49 annual fee.
  • 2.Aspen is the only dentist within reasonable distance. A national plan is only useful if a participating dentist actually exists near you. Check Careington's or Aetna's provider locator for your zip code before enrolling. If nothing comes up nearby, Aspen's $49/year plan is the practical choice — and it's genuinely cheaper.
  • 3.Your family expects routine preventive care. Exams and X-rays are included (limited to 2 per member per annual membership term), while preventive cleanings are 30% off. A family of four pays $136/year for the membership. Ask the office for the cleaning prices before deciding.

Where Aspen's plan falls short: it only works at participating Aspen offices, and services that require a specialist are not covered. A national plan may fit better if you want more dentists to choose from or need specialist care. Compare the actual local fees before deciding, or use our dental savings calculator to organize your estimates.

Is Aspen Dental Insurance?

No — Aspen Dental does not sell dental insurance. Aspen offers an in-house discount plan ($49/year), not an insurance policy. There's a real difference: insurance pays claims after a deductible and has annual maximums; a discount plan simply reduces the price you pay at the register. Aspen's plan is the second kind — and it only works at Aspen offices.

If you searched “Aspen Dental insurance” looking for discounts that work at Aspen and other dentists, compare national dental savings plans. 1Dental runs on the Careington network, one of the largest in the U.S. — starting at $14.95/mo for an individual or $19.95/mo for a family, with no waiting periods, no annual maximums, and no claim forms. Unlike Aspen's plan, it works at participating dentists beyond one chain and includes discounts at participating specialists.

  • •Works anywhere on the Careington network — not locked to one chain.
  • •No waiting periods or annual caps — use it from day one, as often as you need.
  • •Includes discounts at participating specialists; confirm the provider and fee before enrolling.
See 1Dental plans and pricing →

The Bottom Line

Aspen's $49 annual fee is lower than Careington's $149 individual through 1Dental fee, and Aspen includes exams and X-rays at participating offices, limited to 2 per member per annual membership term. A national plan offers a broader network and may include discounts at participating specialists. Compare the dentist, regular fee, member fee, and required services before choosing.

Choose the Aspen Dental Savings Plan if

You already go to Aspen Dental and are happy there. At $49/year with free exams and X-rays (limited to 2 per member per annual membership term), 30% off cleanings, and 20% off crowns and implants, this can be a good deal for a committed Aspen patient. Ask your office for its regular and member prices before joining. The limitation is clear: it's worthless anywhere outside a participating Aspen office.

Choose a national savings plan if

You want to keep your current dentist if they participate, need discounts from a participating orthodontist or oral surgeon, or want access to a broader discount range on major work. A plan like Careington ($149/year through 1Dental, nationwide network) costs $80 more per year but gives you more participating dentists and specialist options than Aspen's office-only plan. Compare the actual fees for your planned treatment before choosing.

Frequently Asked Questions

Is the Aspen Dental savings plan worth it?▼
For current Aspen patients, it can be — $49/year includes free exams and X-rays (limited to 2 per member per annual membership term) and 30% off preventive cleanings. Ask your office for its regular and member prices for the care you expect. A national plan may fit better if your dentist or needed specialist participates in its network.
Does Aspen Dental take insurance?▼
Two different questions get confused here. The Aspen Dental Savings Plan reviewed on this page is not insurance — it's an annual membership ($49/year) that discounts services at Aspen offices directly, with no claims process, no deductible, and no annual maximum. Separately, whether a specific Aspen Dental office accepts your existing dental insurance plan (Delta Dental, MetLife, Cigna, etc.) varies by location — call your local office to confirm before booking, since acceptance isn't standardized company-wide.
What is Aspen Dental's price list?▼
Aspen Dental does not publish one fixed nationwide cash price list. Its published Savings Plan schedule lists 100% off exams and X-rays (limited to 2 per member per annual membership term), 30% off preventive cleanings, 15% off fillings, and 20% off crowns, bridges, implants, gum treatment, and most dentures. Exact retail and member prices vary by office, so ask your participating office for both prices before joining.
How much does the Aspen Dental savings plan cost?▼
$49/year for the primary member, plus $29/year for each additional family member. There's no monthly payment option; it's billed as a single annual fee. A family of four would pay $49 + (3 × $29) = $136/year.
What does the Aspen Dental savings plan include?▼
Free exams and X-rays for members (limited to 2 per member per annual membership term); 30% off cleanings; 15% off fillings; 20% off crowns, bridges, implants, dentures, gum disease treatment, and take-home whitening; 10% off Motto clear aligners done in-office. Specialist services — endodontics, periodontics, orthodontics, and oral surgery — are excluded entirely, meaning most braces and many root canals and implant surgeries get no discount under the plan. Basic dentures are a flat $300–400 instead of the percentage discount.
Can I use a dental savings plan at Aspen Dental?▼
Do not assume a national savings plan is accepted at every Aspen Dental office. Check the plan's provider directory and call the specific Aspen office before enrolling. Ask the office to confirm both participation and the discounted fee for your planned treatment.
Is Aspen Dental overpriced?▼
Aspen does not publish one nationwide cash fee schedule, so this page cannot support a broad claim that it is overpriced. Get a written treatment estimate from your local Aspen office, including the Savings Plan member price, then compare it with a second local dentist for the same procedures.
What is the Aspen Dental $49 plan?▼
That is the actual Aspen Dental Savings Plan — $49/year for the primary member. It is an annual membership that includes free exams and X-rays (limited to 2 per member per annual membership term) and ongoing discounts on services at Aspen offices. It's not a limited promotional offer; it's their published membership price. A $29/year fee applies for each additional family member.
Are dental savings plans accepted at Aspen Dental?▼
Acceptance varies by plan and office. Check the national plan's provider directory, then call the specific Aspen office to confirm it participates before you enroll.
What's the difference between Aspen's plan and a third-party dental savings plan?▼
Aspen's plan costs $49/year and works only at participating Aspen offices. It includes exams and X-rays (limited to 2 per member per annual membership term) and publishes set percentage discounts by service; services requiring a specialist are not covered. A national plan like Careington costs more and offers discounts through participating dentists and specialists in a broader network. Actual fees determine which saves more.
Aspen Dental savings plan vs. dental insurance — which is better?▼
They are different products. Aspen's $49 plan is a discount membership with no deductible, claims, annual maximum, or waiting period, and it works only at participating Aspen offices. Dental insurance premiums, deductibles, waiting periods, networks, and benefits vary by policy. Compare the policy documents and your expected treatment costs rather than choosing from the monthly price alone.
Does the Aspen Dental Savings Plan cover Invisalign or braces?▼
Partially. Aspen's plan gives 10% off Motto clear aligners provided in-office. Services that require a specialist, including an orthodontist, are not covered. If you need specialist orthodontic care, check whether a nearby orthodontist participates in the national plan you are considering and ask for the discounted fee before enrolling.
What if Aspen Dental is the only dentist near me?▼
Aspen's $49/year plan may be the practical option if that office participates and its member prices beat the regular fees for the care you need. Check national-plan provider directories first. Do not buy a plan until you confirm a nearby dentist participates.
Is Aspen Dental insurance?▼
No. The Aspen Dental Savings Plan is an in-house discount membership — $49/year for the primary member, plus $29/year per additional household member — with no claims, deductible, or annual maximum. It only works at participating Aspen Dental locations. If you need insurance, compare actual insurance policies. If you want a discount membership that works beyond Aspen, compare national dental savings plans and confirm local provider participation.
Is 1Dental a good Aspen Dental alternative too?▼
1Dental runs on the same Careington Care 500 network as a household membership (3+ members $199/yr, all fees included, no separate setup fee), versus Careington's direct pricing of $12.95/month for an individual plus a one-time $20 processing fee. For a single person, Careington's individual tier is the lower price; for a household, 1Dental puts everyone under one membership with a 30-day money-back guarantee. Both offer access to participating dentists beyond Aspen and discounts at participating specialists, for a higher annual fee than Aspen's $49. See our Careington vs. 1Dental comparison for the exact math.
What is the Aspen savings plan?▼
The Aspen savings plan is Aspen Dental's in-house discount membership, the same product people look up as an Aspen dental saving plan. It costs $49/year for the primary member plus $29/year for each additional household member, and it works only at participating Aspen Dental offices. Published discounts include free exams and X-rays (limited to 2 per member per annual membership term), 30% off preventive cleanings, 15% off fillings, and 20% off crowns, bridges, implants, gum treatment, and most dentures. It is not insurance. Among Aspen Dental plans, this is the office membership, not a separate insurance policy. Services that require a specialist are not covered.
What is the Aspen savings plan charge?▼
The published Aspen savings plan charge is $49/year for the primary member, plus $29/year for each additional household member, billed as one annual fee. A family of four pays $136/year ($49 plus 3 times $29). Procedure prices are separate: ask the participating office for its regular fee and its member fee before you join.
Is the Aspen Dental discount plan different from the savings plan?▼
No. The Aspen Dental discount plan is the same in-house Savings Plan: $49/year for the primary member, discounts only at participating Aspen Dental offices, and no claims, deductible, or annual maximum.
What is the Aspen Dental membership?▼
The Aspen Dental membership is the Savings Plan. Published cost is $49/year for one person plus $29/year per extra household member. Discounts apply only at participating Aspen Dental offices. If you need a dentist outside that chain, compare a national savings plan such as Careington ($149/year individual through 1Dental) and confirm that dentist participates before you enroll.
How do I find Aspen Dental near me for this plan?▼
The savings plan only works at participating Aspen Dental offices, so "Aspen Dental near me" means a participating Aspen office, not a national dentist network. Use Aspen's own office finder, then ask that office whether it offers the Savings Plan and for the regular and member prices on your treatment. If no participating office is close, check a national plan's provider directory before you enroll.

Ready for a national dental savings plan?

Careington starts at $14.95/mo through 1Dental, works at participating dentists beyond Aspen offices, and includes discounts at participating specialists. Enroll in Careington → Advisor is optional if you still want a match.

Or talk to the advisor →