Is the Careington Dental Savings Plan Worth It?

By The Dental Savings EditorsReviewed August 20266 min readWe earn commission when you enroll. We don't get paid to rank plans.
Short answer

Careington is worth a look when your dentist is in-network. The membership it sells is the 500 Series: $129/year individual ($12.95/month) plus a one-time $20 enrollment fee. Couple is $169/year. Family is $189/year. Official published discounts are not one plan-wide band. Cosmetic is 10-25%. Braces are 20%. Implants are not a 20-60% claim; use the dentist quote. Restorative typical member prices are in the table below. Network: One of the largest U.S. dental networks. It is a discount card, not insurance. This page does not invent an ROI number. Compare the membership fee to the published typical prices below and to your dentist's quote.

Not sure this is the plan? Use the advisor as a secondary check.

People searching this phrase usually mean Careington's 500 Series. The 500-specific write-up is is the Careington 500 Series worth it. Category math lives on are dental savings plans worth it. Full pricing: Careington review 2026. Cited fee ranges: Careington dental fee schedule 2026.

What you actually pay for Careington

From Careington plan data (500 Series, verified July 2026). We do not invent a dentist count.

ItemMonthlyAnnual
Individual$12.95/mo$129/yr
Couple$16.95/mo$169/yr
Family$18.95/mo$189/yr
Enrollment fee$20 one-time on new memberships

Network: One of the largest U.S. dental networks. Official published discounts are not one plan-wide band. Cosmetic is 10-25%. Braces are 20%. Implants are not a 20-60% claim; use the dentist quote. Restorative typical member prices are in the table below. Activation: about 3 business days. Waiting period: None. Annual maximum: None.

Published typical member prices (not an ROI claim)

We are not inventing a payback multiple. These typical discounted ranges already appear on is the Careington 500 Series worth it and the accuracy-audited cost index. Compare them to the $129/year individual membership yourself.

ProcedureAverage retailTypical discounted price
Routine cleaning$75-$200$50-$100
Composite filling$100-$400$80-$160
Porcelain crown$800-$2,500$520-$1,040
Root canal, molar$900-$1,500$500-$1,000

Your dentist's quote with a Careington membership is the real number. No plan-wide savings percent. ZIP and CDT context is on the Careington fee schedule before you enroll.

When Careington is worth it

When it is not worth it

Careington vs 1Dental, briefly

1Dental's Care 500 is the same Careington network. For a single person, Careington direct is $129 plus a $20 fee versus 1Dental at $175 with no setup fee. For larger households, compare the published tiers. The write-up is Careington vs 1Dental and how the Careington 500 Series works.

Frequently Asked Questions

Is the Careington dental savings plan worth it?

If your dentist participates, the membership is $129/year individual plus a $20 fee. Official published discounts are not one plan-wide band. Cosmetic is 10-25%. Braces are 20%. Implants are not a 20-60% claim; use the dentist quote. Restorative typical member prices are in the table below. There is no annual cap. If they do not participate, it is not worth it.

Is this Careington dental insurance?

No. It is a discount membership: no claims, no waiting period, no annual maximum. You pay the discounted fee at the visit.

Where do I see Careington fees?

Typical ranges are on this page and the Careington dental fee schedule 2026. Your dentist's quote with the card is the number that matters.