Careington 500 Series is the best dental savings plan for most New York ZIP checks: $149/yr through 1Dental (or $14.95/mo plus a $30 setup fee), no waiting period. Humana is cheapest at $6.99/mo per applicant. Aetna publishes 262,000+ locations. There is no New York City-only membership rate — confirm the dentist and eligibility before you enroll.
1Dental price: $149/year for one member, all fees included, or $14.95/month plus a $30 setup fee.
Check Careington pricing at 1Dental →Careington review →Talk to the advisor (~1 min) →Membership dollars do not change between Manhattan, Brooklyn, or Queens. Aetna’s 262,000+ published locations are a network fact, not a New York clinic packet. Search each plan by the ZIP you actually use. 1Dental’s standard Careington and Aetna offers are not a known New York exclusion — still confirm current eligibility before you pay.
| # | Plan | From | Network fact | Best for |
|---|---|---|---|---|
| 1 | Careington 500 Series | $14.95/mo $149/yr through 1Dental with no setup fee | One of the largest U.S. networks (no published count) | Most New York ZIP checks: household tiers plus Sample Schedule 501 |
| 2 | Humana Dental Savings Plus | $6.99/mo Per applicant | 135,000+ | Seniors needing dentures, implants, or major restorative work |
| 3 | 1Dental Care 500 | $12.42/mo-equiv $149/yr, no setup fee | Careington network | Households of 3+ on the same Careington network ($199/yr) |
| 4 | Aetna Dental Savings | $14.95/mo $149/yr through 1Dental with no setup fee | 262,000+ locations | City ZIP checks on a published location count |
| 5 | Cigna Dental Savings | $8/mo-equiv $96/yr annual only | ~110,000 | Northeast buyers who want Cigna’s ZIP fee lookup |
Compare statewide plan options in our best dental savings plan in New York and the New York 2026 guide. Use those guides to compare plans across the state, then check participating dentists near your ZIP and ask the office for a current member quote before enrolling.
Careington 500 Series is the best dental savings plan for most New York city ZIP checks: $149/year through 1Dental (or $14.95/month plus a $30 setup fee), no waiting period, and official Sample Schedule 501 member maximums. Humana is the cheapest published entry at $6.99/month, priced per applicant. There is no New York City-only membership price.
No. The five plans we review are national memberships priced the same in New York City, the rest of New York state, and every other state. What changes is which participating dentists sit near your ZIP. Confirm the office before you pay. Confirm current 1Dental eligibility terms before you enroll.
Use this New York City guide to check participating dentists near your ZIP and ask the office about the care you need. The New York guide helps you compare plans across the state. Before enrolling, confirm that your dentist accepts the specific plan and ask for a current member price quote.
Careington does not publish a New York City fee table. Official Sample Schedule 501 lists national sample maximums at a participating general dentist: D1110 adult cleaning $33 and D2391 one-surface posterior filling $85. Ask the New York-area office for its current member quote. Those sample rows are not a local guarantee.