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Humana Dental Savings Plan Review 2026

Medicare-friendly dental savings with competitive pricing

★★★★ 4.0(2,200 verified reviews)Updated Feb 2026

Quick Verdict

Humana Dental Savings Plan is a direct dental discount network with 350,000+ network dentists. At $9/month for an individual, it delivers 15-50% savings with no waiting periods. Best for: Seniors.

✓ Best for: Seniors✓ Best for: Medicare supplement seekers✓ Best for: Those needing dentures/restorative work

2026 Pricing

Humana CompleteSM

Individual
$9–14/mo
Couple
$14–20/mo
Family
$18–25/mo
Savings: 15-50%
Waiting period: None
Activates in: 3 business days
Annual maximum: None

Pros & Cons

✓ Pros

  • One of the largest networks in the country (350K+)
  • Very senior-friendly — strong Medicare supplement option
  • Competitive pricing for seniors on fixed income
  • Good coverage for dentures and restorative work

✗ Cons

  • Savings percentages on lower end (15-50%)
  • Better for older patients than young families
  • App and online experience rated below average

Pre-Existing Conditions

No restrictions

Bottom Line

Humana Dental Savings Plan is a solid choice for Seniors and Medicare supplement seekers. With 350,000+ network dentists and 15-50% off typical dental procedures, most people will recoup the annual membership cost in 1–2 dental visits.

The main limitation is that savings vary — you need to confirm your dentist participates and verify the discount schedule before assuming maximum savings. But with no waiting periods and no annual limits, it's a low-risk way to reduce dental costs significantly.

$9/mo
Individual plan
★★★★ 4.0
(2,200 reviews)
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At a Glance

Network350,000+ network dentists
Savings15-50%
Waiting periodNone
Annual maxNone
Founded1961
Members13M+ dental members