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Aetna Dental Access Review 2026

Major insurer's dental savings plan with large national network

★★★★ 4.2(3,800 verified reviews)Updated Feb 2026

Quick Verdict

Aetna Dental Access is a direct dental discount network with 217,000+ dentist locations. At $8/month for an individual, it delivers 15-50% savings with no waiting periods. Best for: Existing Aetna customers.

✓ Best for: Existing Aetna customers✓ Best for: Those wanting a trusted large-brand plan✓ Best for: Urban areas with large networks

2026 Pricing

Aetna Dental Access

Individual
$8–14/mo
Couple
$13–20/mo
Family
$16–24/mo
Savings: 15-50%
Waiting period: None
Activates in: 3 business days
Annual maximum: None

Pros & Cons

✓ Pros

  • One of the largest networks (217K+ dentist locations)
  • Trusted major insurer brand
  • No waiting periods
  • Can stack with Aetna dental insurance

✗ Cons

  • Lower savings percentage than some alternatives (15-50% vs 20-60%)
  • Annual pricing only in some regions
  • Customer service can be slow for a large insurer

What's Covered

cleanings
xrays
fillings
crowns
root Canals
extractions
dentures
braces
implants
cosmetic
emergency

Pre-Existing Conditions

No restrictions

Bottom Line

Aetna Dental Access is a solid choice for Existing Aetna customers and Those wanting a trusted large-brand plan. With 217,000+ dentist locations and 15-50% off typical dental procedures, most people will recoup the annual membership cost in 1–2 dental visits.

The main limitation is that savings vary — you need to confirm your dentist participates and verify the discount schedule before assuming maximum savings. But with no waiting periods and no annual limits, it's a low-risk way to reduce dental costs significantly.

$8/mo
Individual plan
★★★★ 4.2
(3,800 reviews)
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At a Glance

Network217,000+ dentist locations
Savings15-50%
Waiting periodNone
Annual maxNone
Founded1853
Members22M+ dental members