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Aspen Dental Savings Plan Review 2026: Pricing, Pros & Cons

An in-office membership — but only at Aspen Dental locations

★★★☆☆ 3.6Our editorial ratingUpdated July 2026
Short answer

Worth it if you already use (and like) a nearby Aspen Dental office: $49/year, 100% off exams and X-rays, 30% off cleanings, 20% off crowns, dentures, implants, and gum treatment. Not worth it if you want to keep your own dentist — this is not insurance and not a national discount network. Same-day at the office; $29/year per extra household member.

Aspen Dental Savings Plan — $49/year (not insurance)In-office membership at Aspen Dental only. $29/year per extra household member. Compare a national plan if you want your own dentist.

Quick Verdict

✓ Best for: People who already use (and like) their local Aspen Dental office✓ Best for: Self-pay patients near an Aspen location who want exams and cleanings discounted
Our top-rated pick

Most readers do better with Careington

Careington rates 4.4★ — the highest of any plan we review — with One of the largest U.S. dental networks, so you’re likelier to find an accepting dentist near you. From $12.95/mo, 20-60% savings, no waiting periods.

Aspen still fits if you already use and like a nearby Aspen Dental office — but its plan only works at Aspen locations, so without one close by, Careington’s nationwide dentist network is the better deal.

Enroll →

2026 Pricing

Aspen Dental Savings Plan

Primary member ($49 plan)
$49/yr
~$4.08/mo equivalent · annual billing
Each extra household member
$29/yr
No separate family tier
Savings: 10-100% (varies by procedure)
Waiting period: None
Activates in: Same day at the office
Annual maximum: None

📝 $49/year for one person, plus $29/year for each additional household member. Discounts only apply at participating Aspen Dental offices — there is no outside network. Typical benefits: 100% off exams and X-rays, 30% off cleanings, 20% off crowns/dentures/implants/gum treatment.

Pros & Cons

✓ Pros

  • Cheap annual fee ($49/year), with $29 per extra family member
  • Free exams and X-rays, plus meaningful discounts on cleanings and major work
  • No waiting periods or annual maximums
  • Good fit if there's an Aspen Dental near you and you're happy with their care

✗ Cons

  • Only works at Aspen Dental offices — useless if you want to keep your own dentist or there's no Aspen nearby
  • Not a national discount network like Careington, Aetna, or Cigna — you're locked to one chain
  • Aspen Dental's online reviews are mixed, especially around upselling
  • No coverage portability — leave Aspen and the plan is worthless

Run the numbers for Aspen Dental Savings Plan

Pick the dental procedures you expect this year — cleaning, filling, crown, root canal, implant — and see what Aspen Dental Savings Plan would actually save you vs. full price.

Run the Numbers →

What's Covered

Cleanings & Exams
X-Rays
Fillings
Crowns
Root Canals
Extractions
Dentures
Braces / Ortho
Implants
Cosmetic Procedures
Emergency Dental
Specialist Referrals

Pre-Existing Conditions

No restrictions — but care must be received at an Aspen Dental office

Bottom Line

The Aspen Dental Savings Plan is a $49/year in-office membership — cheap if you already use Aspen, useless everywhere else. It is not insurance, not a national discount network, and not a way to keep your own dentist.

If Aspen is your office, the published discounts (free exams and X-rays, 30% off cleanings, 20% off major work) make the $49 fee easy to recoup. If it is not, compare a national plan — Careington, Aetna, or Cigna — instead of buying this membership.

Ready to save 10-100% (varies by procedure) on dental care?

Aspen offices only — $49/year primary member, $29/year per extra household member. Prefer a national network? Compare plans or ask the advisor.

Get Aspen Dental Savings Plan →
Activates same day at the office Cancel anytime Aspen Dental practices only (1,000+ offices, but not a national discount network)

Compare Aspen Dental Savings Plan With Other Plans

Talk to our advisor for a personalized match, or compare plans side-by-side.

Frequently Asked Questions

How much does Aspen Dental Savings Plan cost?

Aspen Dental Savings Plan is $49/year for the primary member plus $29/year per additional household member. There is no monthly billing option and no separate family tier. There are no deductibles or annual maximums.

How much can I save with Aspen Dental Savings Plan?

Aspen Dental Savings Plan members get 100% off exams and X-rays, 30% off cleanings, 15% off fillings, and 20% off crowns, dentures, implants, and gum treatment at participating Aspen Dental offices. Discounts do not apply outside Aspen.

Is there a waiting period with Aspen Dental Savings Plan?

No. Aspen Dental Savings Plan has no waiting periods. It activates the same day at the office.

How do I use Aspen Dental Savings Plan at the dentist?

Use it at a participating Aspen Dental office. Present your membership at the appointment and the published discount is applied. It does not work at dentists outside Aspen.

Can I use Aspen Dental Savings Plan with my dental insurance?

Aspen Dental Savings Plan is a discount membership, not insurance. Whether a given Aspen office also accepts your existing dental insurance is a separate, office-by-office question.

$49/yr
Primary member
★★★☆☆ 3.6
Our editorial rating
Save 10-100% (varies by procedure) per visit
Activates same day at the office
No waiting periods
Get Aspen Dental Savings Plan →

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At a Glance

NetworkAspen Dental practices only (1,000+ offices, but not a national discount network)
Savings10-100% (varies by procedure)
Waiting periodNone
Annual maxNone
Founded1998
MembersNot disclosed