Updated June 2026 · 5 min read
Quick Answer
Yes, most plans cover dentures. A 20% discount on a $3,000 full set saves $600. Plans with 25–30% discounts save $750–$900. The annual membership fee ($129–$189) pays for itself many times over on denture work alone.
| Type | Without Plan | With 20% Plan | Savings |
|---|---|---|---|
| Complete upper denture | $1,500–$3,000 | $1,200–$2,400 | $300–$600 |
| Complete lower denture | $1,500–$3,000 | $1,200–$2,400 | $300–$600 |
| Full set (both arches) | $2,500–$5,000 | $2,000–$4,000 | $500–$1,000 |
| Partial denture | $1,000–$2,500 | $800–$2,000 | $200–$500 |
| Implant-supported overdenture | $6,000–$30,000 | $4,800–$24,000 | $1,200–$6,000 |
| Extractions (before dentures) | $200–$600 each | $160–$480 each | $40–$120 each |
Before enrolling, verify these codes are in the plan's fee schedule:
D5110 — Complete upper denture
D5120 — Complete lower denture
D5130 — Immediate full upper denture
D5140 — Immediate full lower denture
D5213 — Mandibular partial, cast metal framework
D5214 — Maxillary partial, cast metal framework
D7140/D7210 — Extractions (simple/surgical)
Most dental insurance plans pay 50% of dentures — but only up to their annual maximum ($1,000–$2,000). Here's how that plays out:
Careington 500 Series
Strong denture discounts, 130k+ network, Aspen Dental accepted
Cigna Dental Savings
Comprehensive coverage including implant-supported dentures
DentalPlans.com
Search specifically for denture procedure discounts at your dentist
Humana Dental Savings
Good for seniors, widely accepted at prosthodontists
Yes. Most dental savings plans include denture discounts of 15–30%. Full dentures (complete upper and lower) typically run $2,500–$5,000 without a plan. With a dental savings plan discounting 20%, expect to pay $2,000–$4,000. Partial dentures run $1,000–$2,500 discounted to $800–$2,000.
Complete upper or lower denture: $800–$1,800 discounted (vs $1,500–$3,000 regular). Full set (both arches): $1,500–$3,500 discounted (vs $2,500–$5,000 regular). Partial dentures: $800–$2,000 discounted (vs $1,500–$3,500 regular). Exact discounts depend on the plan and your dentist's network fee.
Most dental insurance covers 50% of dentures after the deductible, but only up to the annual maximum ($1,000–$2,000). Since dentures often cost $2,500–$5,000, insurance may only cover $800–$1,500 of the total. Dental savings plans have no annual cap, so your 20–30% discount applies to the full cost.
Careington 500 Series, Cigna, and DentalPlans.com plans with Aspen Dental or in-house lab dentists tend to have the strongest denture discounts. Check the fee schedule for procedure codes D5110 (complete upper), D5120 (complete lower), and D5213/D5214 (partial dentures).
Compare denture fees at your dentist across major plans.