Ameritas Dental Savings Review 2026: Pricing, Pros & Cons
Established insurer with strong rural and Midwest coverage
Quick Verdict
Ameritas Dental Savings is a direct dental discount network with 180,000+ dentist locations. At $10.99/month for an individual, it delivers 15-50% savings with no waiting periods. Best for: Rural and Midwest residents.
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2026 Pricing
Ameritas Dental Savings Plan
Pros & Cons
✓ Pros
- •135+ year history — one of the most established insurers in the US
- •Strong Midwest, rural, and suburban coverage
- •Broad 180,000+ provider network nationwide
- •Includes orthodontic discounts
- •Good for families with variable dental needs
✗ Cons
- •Higher monthly cost than Careington or DentalPlans.com
- •Slower activation (5 business days)
- •Less dominant in major coastal metro areas
- •Savings percentages on the lower end (15-50%)
What's Covered
Pre-Existing Conditions
No restrictions. All pre-existing dental conditions are eligible from day one — savings plans do not exclude pre-existing conditions.
Bottom Line
Ameritas Dental Savings is a solid choice for Rural and Midwest residents and Anyone who values long company history. With 180,000+ dentist locations and 15-50% off typical dental procedures, most people will recoup the annual membership cost in 1–2 dental visits.
The main limitation is that savings vary — you need to confirm your dentist participates and verify the discount schedule before assuming maximum savings. But with no waiting periods and no annual limits, it's a low-risk way to reduce dental costs significantly.
Ready to save 15-50% on dental care?
Ameritas Dental Savings starts at $10.99/mo — no waiting periods, no annual limits.
Compare Ameritas Dental Savings With Other Plans
See pricing, network coverage, and savings rates side-by-side — or take our quiz to find your perfect match.
Best Ameritas Dental Savings Plans by State
Network coverage and savings vary by location. See our state-by-state guides for city-level recommendations and cost comparisons.
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