Updated June 2026 · 5 min read
Quick Answer
Yes — but not all plans. Higher-tier dental savings plans (typically $149–$199/year) include implant discounts of 15–25%. Standard discount-only plans may not cover implants. Always check the fee schedule for the specific procedure codes (D6010, D6057, D6058) before enrolling.
Implants are broken into multiple procedure codes, each discounted separately. Here's what a 20% discount looks like across a typical single-tooth implant:
| Component | Regular Price | With 20% Plan | Your Savings |
|---|---|---|---|
| Implant post (titanium screw) | $1,500–$2,500 | $1,200–$2,000 | $300–$500 |
| Abutment (connector piece) | $500–$800 | $400–$650 | $100–$150 |
| Crown (porcelain tooth) | $1,000–$2,000 | $800–$1,600 | $200–$400 |
| Bone graft (if needed) | $500–$3,000 | $400–$2,400 | $100–$600 |
| Full implant (all-in) | $3,000–$6,000 | $2,400–$4,800 | $600–$1,200 |
Careington Care 500 Series
Implants included in fee schedule
One of the most widely accepted plans
Humana Dental Savings
Implants covered, no waiting period
Strong on restorative work — a senior-friendly pick
Cigna Dental Savings
Implants covered in fee schedule
Strong PPO network in the Northeast and Southeast
DentalPlans.com marketplace
Filter by implant coverage
Compare dozens of plans at your specific dentist
Most individual dental insurance plans either exclude implants entirely or pay only a fraction before the annual maximum is exhausted:
Ask your dentist for the procedure code before comparing plans. Implant-related codes:
D6010 — Implant fixture placement
D6057 — Abutment crown (prefabricated)
D6058 — Abutment crown (porcelain fused to metal)
D6059 — Abutment crown (all porcelain/ceramic)
D7310 — Bone graft
Use these codes to look up the exact discounted fee in a plan's fee schedule before signing up. Don't assume "implants covered" means all codes are included.
Compare implant fees at your dentist across all major plans.