Georgia sits squarely in the Southeast territory two of these carriers court, yet none of them prices for it. This ranking keeps the honest frame: same five national plans, same prices everywhere, and a decision that turns on your ZIP code rather than your state.
Careington 500 Series is the best dental savings plan for most Georgians: $12.95/mo ($129/yr plus a one-time $20 fee), one of the largest U.S. dentist networks, no waiting periods, 20–60% off covered procedures. Cheapest: Humana at $6.99/mo. Most transparent: Cigna, with published fee schedules. All prices are national; verify your dentist by ZIP before enrolling.
Same plans and prices nationwide. Ranking reflects value for most buyers: price, network usefulness, and savings depth.
| # | Plan | From / mo | Network |
|---|---|---|---|
| 1 | Careington 500 SeriesBest Overall | $12.95/mo($129/yr) | One of the largest in the U.S. |
| 2 | Humana Dental SavingsBest for Seniors | $6.99/mo | 135,000+ |
| 3 | 1DentalBest for Families | $14.58/mo($175/yr) | Careington network, one of the largest in the U.S. |
| 4 | Aetna Dental SavingsLargest Network | $7.99/mo($75/yr) | 262,000+ |
| 5 | Cigna Dental SavingsBest Transparency | $8/mo($96/yr) | ~110,000 |
Network counts above are national figures published by the carriers. None of them publish a Georgia-only dentist count, so run each plan's ZIP search before you commit.
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Prices never do. None of the five reviewed plans sells a Georgia product, fee schedule, or rate; all five bill the same nationwide, from Atlanta to Valdosta. What Georgia does change is which second-choice plan deserves your attention. Cigna explicitly courts Northeast and Southeast buyers, and it is the only reviewed carrier that publishes full fee schedules online, so a Georgian can verify exactly what a filling or crown pays before spending anything on membership.
Metro density still drives outcomes. Atlanta's sprawl tends to mean deep participation across the large national networks, while south Georgia and mountain counties run thinner for every plan on this list. Since no carrier publishes counts at any level below national, the reliable move is unglamorous: search your ZIP code in each plan's dentist directory on the enrollment site before paying anything, then call the office to confirm the member rate applies to your procedure.
Families have the clearest value play: 1Dental covers a household of three or more for $229/year on the Careington network with a 30-day guarantee, no setup fee, and coverage that extends to braces and implants. Against buying three separate $129 Careington memberships, the household tier saves real money in year one alone.
And the catch, said straight: a savings plan shrinks bills, it does not pay them. There is no annual maximum protecting you because there is no insurer at all. For most cash-paying Georgians the trade still wins, especially against insurance that would make you wait six months or longer for the crowns you need today.
We publish audited national ranges instead of invented Georgia fee schedules. Metro offices routinely price above these figures; small-town practices below them. Ask any office for the plan's member rate before you book.
| Procedure | Typical retail | Typical with a plan |
|---|---|---|
| Composite filling | $200–$400 | $95–$145 (published Careington member price) |
| Single crown | $1,300 avg ($800–$2,500 range) | $520–$1,040 after a 20–60% discount |
| Routine cleanings and exams | Varies by office | Discounted the same way under every plan listed |
Filling numbers per our filling cost breakdown and filling cost without insurance. Crown numbers per our crown cost breakdown.
Want the short version? Our free advisor matches you across all seven reviewed plans in about a minute, or read our Georgia statewide guide for more depth.
For most uninsured Georgians, Careington 500 Series at $12.95/month ($129/year plus a one-time $20 sign-up fee) is the best dental savings plan. It pairs one of the largest U.S. networks with an operating record back to 1979. Humana at $6.99/month is the budget pick, families fit 1Dental's $229/year household tier, and Cigna rewards buyers who want published prices up front.
Prices are identical across state lines, so treat this as a ZIP-code decision: the best plan in Georgia is the cheapest one that includes a dentist you can actually reach.
Not among the plans we review. All five are national discount memberships sold at the same price in Georgia as elsewhere. Any site advertising exclusive Peach State pricing invented it.
Participation varies office by office and no carrier publishes counts for Atlanta, Savannah, Augusta, or any other Georgia market. Search the plan's dentist directory by ZIP before enrolling, or call the office and ask whether they accept the plan by name.
No. Dental savings plans are not insurance. They are discount memberships with no claims, deductibles, waiting periods, or annual maximums. You pay the discounted fee directly to the participating dentist at each visit.
Yes. Once insurance hits its annual maximum, the plan discounts additional work beyond the cap. Coordinate with the billing office before treatment so both apply cleanly.
Most activate in about 3 business days with no waiting period for any procedure. If you need work done now, the discount applies to the first appointment rather than after a six-month insurance wait.